Gingerbell's Personal Finance Blog

I would like to know if there are people out there that are struggling to pay bills, make ends meet, and have collectors calling for money. I'm interested in knowing the way people have found ways to generate more income to pay all debts down. Especially, the single people with a child (children). What hard decisions did you have to make. What sacrifices did you make? I work 40 hours a week M-F. I know if I worked a second job, I could begin to pay off my debts. It sounds easy, but I also have a 12 year old son that would be home alone or with his grandma while I worked. I worry about not being there for him. I know I can work two jobs, I've done it before, things in life easily get out of control, like the housework, cleaning the apartment, because my energy is drained. I want to but I don't want to. Does that make sense?

well i was doing this blog a year or so ago. I don't think i've come very far. I am being garnished currently, barely making ends meet, still owe May's rent, i have $2 in my pocket..hmmm what else? I don't know how to save and I am in over my head with collections. I filed chapter 13 but it wouldn't have been discharged unless I let it get dismissed and then refile. in the mean time i'm being garnished $600 for karate classes my kid never took. I don't know what to do first. Any help out there on how to get under control?