I have planned out how I will spend all my paychecks through December and plan to stick to the Budget. What I really am frustrated about is that I run out of my money right after my pay date. I have $20 going into savings and have accumulated $80 so I have a bit of money out there. But, after the main bills rent, bankruptcy payments, I sometimes don't have money to stretch the next fourteen days. I usually never have cash in my wallet or bank that is discretionary, and I'm really in trouble if my son want's after school money or a school related expense comes up. I've been living in the same rut for the last 13 years, after I had my son, I really didn't think I'd still be so strappd for money. I am going to apply for another part-time job. I want to try to sell some things around my apartment that aren't needed or not used, and I haven't had good luck on craigslist. I feel when I am writing this, that the blog community, thinks I am a real dumb mom, for this continual pattern that I have. I need more money and i'm sure the economy has a part in my money woe's. but, what if I didn't earn half of what I do now? How are other people out there surviving in this nation, today? My son just started 8th grade and if it wasn't for my mom, I would not of been able to buy new shoes or clothes, school supplies, school fee's, and lunch money. This year, I was approved for free and reduced meals at the school, so it seems my income may be below the state or national guidelines. Either I'm going to work two jobs for the rest of my life, or I need to get back to the nursing program asap so I can work my way out of this situation.
Is it me or what?????
August 24th, 2011 at 08:45 am