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Need advice

June 25th, 2010 at 09:37 am

I would like to know if there are people out there that are struggling to pay bills, make ends meet, and have collectors calling for money. I'm interested in knowing the way people have found ways to generate more income to pay all debts down. Especially, the single people with a child (children). What hard decisions did you have to make. What sacrifices did you make? I work 40 hours a week M-F. I know if I worked a second job, I could begin to pay off my debts. It sounds easy, but I also have a 12 year old son that would be home alone or with his grandma while I worked. I worry about not being there for him. I know I can work two jobs, I've done it before, things in life easily get out of control, like the housework, cleaning the apartment, because my energy is drained. I want to but I don't want to. Does that make sense?

4 Responses to “Need advice”

  1. north georgia gal Says:

    It makes perfect sense. I am in the same boat. I have a 17 year old and a 12 year old(13 next month). I struggled with getting a second job. But the more I thought about it, the more I realized it is what I need to do,,,not just for me but for them. I realized that most of the time I come home and plop on the couch anyway. Wouldn't it be great if I could make money instead? I filed 5 applications yesterday. Yes, DD will be home alone while I am working, but I trust her. She pretty much takes care of herself and I will be less than 5 minutes away. DS is going to have to pitch in more for dinners, but he can do it. I will make it very clear what days I can't work so that DD doesn't have to quit cheer, which is part of why I need the second job.

  2. Stacy Says:

    so what kind of places would you work for in the evening?

  3. ceejay74 Says:

    Get creative! I know a friend who picked up work at a local convenience store/drugstore just by asking the owner--no sign was posted. Another friend of mine got some filing work at a courthouse the same way, just saying she was interested in learning about the justice system. I myself contacted a staffing agency and they got me some order-entry work for a mail-order company for a few hours on Saturdays. I once thought about being a package handler for UPS on weekends but decided I didn't want anything TOO taxing in addition to my full-time job.

    It may be harder to find these kinds of jobs during the summer with high-school and college kids flooding the workforce, so don't get discouraged--if you can't find anything now, try again in late August/early September.

    Other ways to make money: You can make dribs and drabs doing surveys online, or working for Amazon Mechanical Turk doing little online jobs for pennies apiece. You can hold garage sales, or sell your more valuable unneeded stuff on eBay or Craigslist, or half.com for textbooks. Post notices in your neighborhood offering to babysit, dog-walk, cat-sit, do people's laundry, house-sit or mow lawns. I have friends who have done all of these things and more to make money on the side. I'm paying one of my friends to watch our baby for a day, feed our cat and put out the diaper collection bag while we're gone, and drive us to and from the airport. Other friends have paid my partner to mend clothes, do alterations and make things. She also freelance-proofreads (so have I), and my husband DJs and once got radio ad voice work from a friend at an ad agency. I've written articles for the community newspaper for $20 a pop. We've delivered papers too; that happens at weird hours so you can often fit it into a working schedule. I'll let you know if I think of anything else.

  4. Jerry Says:

    You might also look into an early morning job, before your regular job. It does lead to less sleep, but then you are home for the kids when they get back from school... you just need to make sure you have the insurance of an earlier bedtime! I worked for a while for UPS one year, putting packages on trucks, and I also have delivered newspapers like ceejay74, driven trucks, or other gigs. Good luck!
    Jerry

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